Saturday, October 31, 2015

Ain’t No Such Thing As A Free Lunch . . . + MORE 10:49 pm Oct 31st

This Week on TRB

– thereformedbroker.com

Cartoon by Gary Varvel, Indianapolis Star
These were the most read posts on the site this week, in case you missed it:

Continue Reading On thereformedbroker.com »

Blatant Gold/Silver Manipulation Reflects The Complete Corruption Of The U.S. SystemSubmitted by Dave Kranzler via Investment Research Dynamics, The morning of the FOMC announcement on Wednesday (Oct 28) gold was up $14 overnight, close to $1080 and the cartel’s dreaded 200 day moving average.  The “premise” was that the market was expecting another rate hike deferral…

Continue Reading On zerohedge.com/ »

As a renowned value investor, billionaire Mario Gabelli often invests in stocks that have a lot of intrinsic value and profits from value-maximizing developments that lie ahead such as mergers or spin-offs. In the current round of 13F filings, Gabelli’s GAMCO Investors revealed an equity…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

Deep down inside, you already know this: There ain’t no such thing as a free lunch, financially or otherwise.
Yes, of course, you understand that. You have heard it over and over your whole life.
If you want anything – especially something lots of other people want, too, like money – there is a simple formula that few really want to hear about…

Continue Reading On ritholtz.com »

Five Things You Probably Haven’t Done but Should to Integrate Your Retirement Accounts into Your Estate PlanYour retirement accounts, including your 401(k) plans and individual retirement accounts (IRAs), are likely to be your most significant assets along with your home. While you may think you’ll need every bit of money in those accounts for your retirement, what would happen if you die at an early age?
Not fun to think about, but it’s important to plan for all possibilities, just in case…

Continue Reading On wife.org »

Via translation, El Confidential comments on the Banking Drag of €238 Billion Nonperforming Loans at Spanish Banks. The profitability of banks has plummeted. And only the loose monetary policy of the ECB has improved the results. That is underscored by a report on the performance of Spanish banks by International Financial Analyst (AFI)…

Continue Reading On globaleconomicanalysis.blogspot.com »



from Royalty Gateway http://www.royaltygateway.com/aint-no-such-thing-as-a-free-lunch-more-1049-pm-oct-31st/

This Week on TRB

– thereformedbroker.com

Cartoon by Gary Varvel, Indianapolis Star
These were the most read posts on the site this week, in case you missed it:

Continue Reading On thereformedbroker.com »

Blatant Gold/Silver Manipulation Reflects The Complete Corruption Of The U.S. SystemSubmitted by Dave Kranzler via Investment Research Dynamics, The morning of the FOMC announcement on Wednesday (Oct 28) gold was up $14 overnight, close to $1080 and the cartel’s dreaded 200 day moving average.  The “premise” was that the market was expecting another rate hike deferral…

Continue Reading On zerohedge.com/ »

As a renowned value investor, billionaire Mario Gabelli often invests in stocks that have a lot of intrinsic value and profits from value-maximizing developments that lie ahead such as mergers or spin-offs. In the current round of 13F filings, Gabelli’s GAMCO Investors revealed an equity…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

Deep down inside, you already know this: There ain’t no such thing as a free lunch, financially or otherwise.
Yes, of course, you understand that. You have heard it over and over your whole life.
If you want anything – especially something lots of other people want, too, like money – there is a simple formula that few really want to hear about…

Continue Reading On ritholtz.com »

Five Things You Probably Haven’t Done but Should to Integrate Your Retirement Accounts into Your Estate PlanYour retirement accounts, including your 401(k) plans and individual retirement accounts (IRAs), are likely to be your most significant assets along with your home. While you may think you’ll need every bit of money in those accounts for your retirement, what would happen if you die at an early age?
Not fun to think about, but it’s important to plan for all possibilities, just in case…

Continue Reading On wife.org »

Via translation, El Confidential comments on the Banking Drag of €238 Billion Nonperforming Loans at Spanish Banks. The profitability of banks has plummeted. And only the loose monetary policy of the ECB has improved the results. That is underscored by a report on the performance of Spanish banks by International Financial Analyst (AFI)…

Continue Reading On globaleconomicanalysis.blogspot.com »

Bigger is Better – in Cookies + MORE 10:19 pm Oct 31st

Your Modern Family – Raising our kids, organizing our home & saving money http://yourmodernfamily.com Download your Free eBook, Beat the Boredom in a Week, here!
Well, we have come to the time in our lives where our oldest, 9, is ready to stay up later than the other kids. His 7 year old brother doesn’t like it…

Continue Reading On yourmodernfamily »

Free downloadable Philippians Bible Study for November
Want to join my friend, MacKenzie Monroe from Bold Turquoise, and a number of other women as we go through the book of Philippians in November?
Go sign up for MacKenzie’s email newsletter and you’ll get instant access to download your free Philippians Bible Study.
MacKenzie scopes on Periscope every weekday morning at around 6:30 to 7 a…

Continue Reading On moneysavingmom.com »

October 31, 2015

– foryourmarriage.org

Do you have a “mask” that you hide behind at work or for company? Sometimes putting on a “good face” is necessary, but don’t let your spouse just get the dregs of your energy and good manners. Be your best real self with your beloved.

Continue Reading On foryourmarriage.org »

Bigger is Better – in Cookies

– kidsactivitiesblog.com

Bigger is Better – in CookiesAfterschool cookies are a bit of a tradition around here.  We make a big batch of cookie batter every couple of weeks and scoop out cookies as needed.  It is a great way to welcome kids home, even the neighborhood kids stop by for cookies several days a week!
But, let’s make it fun, make Friday’s cookie more fun!  Make a cookie into a memory!  Instead of the regular cookies, we made a GIANT cookie recipe – Cause bigger is better!

Levi’s Giant Cookie Recipe

4 Cups of Flour
3 Cups of Old Fashioned Oats
1/2 Tablespoon Baking Soda
2 Teaspons of Salt

Mix the dry ingredients together…

Continue Reading On kidsactivitiesblog.com »

Perfect Stores Coupons and Deals

– upliftingfamilies.com

Perfect Stores Coupons and Deals

Home Shopping Network Coupons: $20 Off $40
As the Holidays approach, you may begin to stress about finding gifts for your “hard-to-buy-for” friends and family. Look no further than the Home Shopping Network. From home goods and collectibles to clothes and jewelry, the Home Shopping Network offers one-of-a-kind gifts for every individual on your list…

Continue Reading On upliftingfamilies.com »

The New Orleans Convention and Visitors Bureau (NOCVB) has launched free online resources that will make promoting family reunions in New Orleans easier and more interactive for the entire family.  These complimentary resources, accessible on www.neworleansfamilyreunions.com, include electronic save-the-dates and invitations, customizable microsites and postcard reminders…

Continue Reading On takingthekids.com »

He Thinks He's Doing a Taste Test, but She's Surprising Him With an Epic Pregnancy Announcement!

(function () {
var player;

if (typeof YT === ‘undefined’) {
if (typeof window.YouTubePlayers === ‘undefined’) {
window.YouTubePlayers = [];

var tag = document.createElement(‘script’);

tag…

Continue Reading On www.popsugar.com/ »



from Royalty Gateway http://www.royaltygateway.com/bigger-is-better-in-cookies-more-1019-pm-oct-31st/
Your Modern Family – Raising our kids, organizing our home & saving money http://yourmodernfamily.com Download your Free eBook, Beat the Boredom in a Week, here!
Well, we have come to the time in our lives where our oldest, 9, is ready to stay up later than the other kids. His 7 year old brother doesn’t like it…

Continue Reading On yourmodernfamily »

Free downloadable Philippians Bible Study for November
Want to join my friend, MacKenzie Monroe from Bold Turquoise, and a number of other women as we go through the book of Philippians in November?
Go sign up for MacKenzie’s email newsletter and you’ll get instant access to download your free Philippians Bible Study.
MacKenzie scopes on Periscope every weekday morning at around 6:30 to 7 a…

Continue Reading On moneysavingmom.com »

October 31, 2015

– foryourmarriage.org

Do you have a “mask” that you hide behind at work or for company? Sometimes putting on a “good face” is necessary, but don’t let your spouse just get the dregs of your energy and good manners. Be your best real self with your beloved.

Continue Reading On foryourmarriage.org »

Bigger is Better – in Cookies

– kidsactivitiesblog.com

Bigger is Better – in CookiesAfterschool cookies are a bit of a tradition around here.  We make a big batch of cookie batter every couple of weeks and scoop out cookies as needed.  It is a great way to welcome kids home, even the neighborhood kids stop by for cookies several days a week!
But, let’s make it fun, make Friday’s cookie more fun!  Make a cookie into a memory!  Instead of the regular cookies, we made a GIANT cookie recipe – Cause bigger is better!

Levi’s Giant Cookie Recipe

4 Cups of Flour
3 Cups of Old Fashioned Oats
1/2 Tablespoon Baking Soda
2 Teaspons of Salt

Mix the dry ingredients together…

Continue Reading On kidsactivitiesblog.com »

Perfect Stores Coupons and Deals

– upliftingfamilies.com

Perfect Stores Coupons and Deals

Home Shopping Network Coupons: $20 Off $40
As the Holidays approach, you may begin to stress about finding gifts for your “hard-to-buy-for” friends and family. Look no further than the Home Shopping Network. From home goods and collectibles to clothes and jewelry, the Home Shopping Network offers one-of-a-kind gifts for every individual on your list…

Continue Reading On upliftingfamilies.com »

The New Orleans Convention and Visitors Bureau (NOCVB) has launched free online resources that will make promoting family reunions in New Orleans easier and more interactive for the entire family.  These complimentary resources, accessible on www.neworleansfamilyreunions.com, include electronic save-the-dates and invitations, customizable microsites and postcard reminders…

Continue Reading On takingthekids.com »

He Thinks He's Doing a Taste Test, but She's Surprising Him With an Epic Pregnancy Announcement!

(function () {
var player;

if (typeof YT === ‘undefined’) {
if (typeof window.YouTubePlayers === ‘undefined’) {
window.YouTubePlayers = [];

var tag = document.createElement(‘script’);

tag…

Continue Reading On www.popsugar.com/ »

MailGet: Email Marketing Analytics Video


For more info visit this link: http://www.formget.com/email-analytics/

Best Vines for SEO Compilation - April 28, 2015 Tuesday Night


Can we get 1 Like? Can we get 1 Comment? Please Favorite and Share this video. Watch to the end and leave a comment. Subscribe today :) Full list and links: ...

The PR Industry Is Dead to Me


You want buzz? You must become the PR machine, create the story, the news and the excitement and then disseminate your story on every vehicle possible to tell the world.

CFOs are failing to recognize the importance of digital strategy - Business Insider


More than 50% of chief finance officers have missed the shift to digital strategy.

Marketing Department's Presentation - Business Communication




Business Lessons You Can Learn From Your Favorite Sports Team

Business Lessons You Can Learn From Your Favorite Sports Team

Comparing sports to business is not a new idea. The similarities are undeniable, so it makes sense that many business experts use sports terms and analogies to explain complex business concepts to the uninitiated. Recently, these similarities came to life for me, as I watched my daughter’s high school volleyball practice. It turns out, most of the problems they encountered on the court were the same ones I had coached my corporate clients through the day before. Here are three key insights I
See all stories on this topic



from Royalty Mart http://royaltymart.com/index.php/2015/10/31/business-lessons-you-can-learn-from-your-favorite-sports-team/

Friday, October 30, 2015

Entrepreneurs are Everywhere show No. 4: David Lerner and Gary Marcus

Entrepreneurs are Everywhere show No. 4: David Lerner and Gary Marcus

Growing interest in entrepreneurship is driving a culture change across Columbia University. And Silicon Valley’s pay-it-forward culture is a huge help to startup founders. Culture matters whether you’re starting up or helping others to do so. That was the message from the latest guests on Entrepreneurs are Everywhere, my radio show on Sirius XM Channel 111. David Lerner is an entrepreneur, angel investor and director of entrepreneurship at Columbia University. Gary Marcus, one of the coun
See all stories on this topic

Let your definition of success evolve over time

I wake up at 5am and while I wait for the coffee to brew, I do a yoga pose. Not so much to do yoga, because yoga’s been torturing me for years and I’m sick of it. I do the pose to celebrate my kitchen floor. It’s so clean. I do a sun salutation and push back on my hands to downward dog. I spread my fingers on the smooth wood floor. And as my head hangs I see the gleam of the grain in morning light. I think maybe I should have our housecleaner come twice a week. I pour coffee and there?
See all stories on this topic



from Royalty Mart http://royaltymart.com/index.php/2015/10/31/entrepreneurs-are-everywhere-show-no-4-david-lerner-and-gary-marcus/

Best Money Tips: 17 Goals for a More Organized Life

Best Money Tips: 17 Goals for a More Organized Life

Welcome to Wise Bread’s Best Money Tips Roundup! Today we found goals to help you lead a more organized life, exercises to do after you’ve been sitting all day, and ways to sleep better tonight. 17 Goals For a More Organized Life — Organize your pantry by food group to make things easier to find. [PopSugar Smart Living] How to Exercise After Sitting All Day — Sitting all day can cause an imbalance in your lower body. Do hip flexors to stretch the front of your hips and bridges
See all stories on this topic



from Royalty Mart http://royaltymart.com/index.php/2015/10/30/best-money-tips-17-goals-for-a-more-organized-life/

What My Immigrant Family Taught Me About Money and Success + MORE 10:19 pm Oct 30th

Should you care about the Valeant drama?

– thereformedbroker.com

This morning, a hedge fund manager with a large position in embattled pharma company Valeant held a three hour conference call to assuage investor concerns about its 50% crash over the last few months.
It’s not working so far, the stock is bleeding all over the exchange as of this posting.
My take on whether or not investors should care about Valeant and its developing situation just went live at Fortune today…

Continue Reading On thereformedbroker.com »

Billionaire Leon Cooperman is one of the best value investors on the Street who scored high returns by betting on undervalued companies. Since 1991, when Cooperman founded Omega Advisors, the fund has returned a cumulative 1,536.2%, according to a recent investor conference call. In the third…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

Personal Income, Consumer Spending Rise Less Than Expected; PCE Price Index Negative; 4th Quarter Acceleration Coming Up?Personal Income, Consumer Spending Weaker Than Economists ExpectToday’s Personal Income and Outlays report came in below Consensus Estimates.Inflation is not building based on the Fed’s favorite reading, the core PCE price index which inched a lower-than-expected 0.1 percent higher in September with the year-on-year rate steady and flat at only plus 1…

Continue Reading On globaleconomicanalysis.blogspot.com »

What My Immigrant Family Taught Me About Money and SuccessMy parents, grandparents, and I moved to the United States in 1992 with everything we owned packed into 14 suitcases. We were $2,000 in debt after buying our plane tickets, and spoke no English. I was almost four years old.

Getty Images/iStockphoto

My parents were part of a wave of educated Jewish families who immigrated to America from the former Soviet Union in the ’90s…

Continue Reading On dailyworth.com »

Succinct Summations for the week ending October 2nd, 2015
Positives:

The S&P 500 just completed its best month since October 2010.
ECI rose 0.6%, in line with estimates.
Chicago PMI rose 50 56.2, up from 48.7 previously.
Initial jobless claims came in at 260k; the 4-week average is down to 259.25k…

Continue Reading On ritholtz.com »

IIF Warns Household Wealth Gains Will Disappear Unless Fed Normalizes Rates Soon"Easy policy has passed the point of diminishing return and keeping it longer would only increase moral hazard and distort financial markets," exclaims the Institute of International Finance, warning that the gap between the value of Americans' holdings of stocks, bonds and other financial assets and the trend growth rate of the economy is still large and not far off the level that prevailed in 2007 before the financial crisis…

Continue Reading On zerohedge.com/ »

New Social Security Rules: What You Need to KnowThe budget bill passed by Congress this week (text here) includes a number of very significant changes to Social Security. (If you’re interested in reading the law itself, Section 831 contains the relevant wording.)
There are two primary categories of changes:

One set of changes to the deemed filing rules (which affect the “restricted application” strategy), and
Another set of changes to the rules regarding voluntary suspension of benefits (which affect the “file and suspend” strategy)…

Continue Reading On obliviousinvestor.com »



from Royalty Gateway http://www.royaltygateway.com/what-my-immigrant-family-taught-me-about-money-and-success-more-1019-pm-oct-30th/

Should you care about the Valeant drama?

– thereformedbroker.com

This morning, a hedge fund manager with a large position in embattled pharma company Valeant held a three hour conference call to assuage investor concerns about its 50% crash over the last few months.
It’s not working so far, the stock is bleeding all over the exchange as of this posting.
My take on whether or not investors should care about Valeant and its developing situation just went live at Fortune today…

Continue Reading On thereformedbroker.com »

Billionaire Leon Cooperman is one of the best value investors on the Street who scored high returns by betting on undervalued companies. Since 1991, when Cooperman founded Omega Advisors, the fund has returned a cumulative 1,536.2%, according to a recent investor conference call. In the third…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

Personal Income, Consumer Spending Rise Less Than Expected; PCE Price Index Negative; 4th Quarter Acceleration Coming Up?Personal Income, Consumer Spending Weaker Than Economists ExpectToday’s Personal Income and Outlays report came in below Consensus Estimates.Inflation is not building based on the Fed’s favorite reading, the core PCE price index which inched a lower-than-expected 0.1 percent higher in September with the year-on-year rate steady and flat at only plus 1…

Continue Reading On globaleconomicanalysis.blogspot.com »

What My Immigrant Family Taught Me About Money and SuccessMy parents, grandparents, and I moved to the United States in 1992 with everything we owned packed into 14 suitcases. We were $2,000 in debt after buying our plane tickets, and spoke no English. I was almost four years old.

Getty Images/iStockphoto

My parents were part of a wave of educated Jewish families who immigrated to America from the former Soviet Union in the ’90s…

Continue Reading On dailyworth.com »

Succinct Summations for the week ending October 2nd, 2015
Positives:

The S&P 500 just completed its best month since October 2010.
ECI rose 0.6%, in line with estimates.
Chicago PMI rose 50 56.2, up from 48.7 previously.
Initial jobless claims came in at 260k; the 4-week average is down to 259.25k…

Continue Reading On ritholtz.com »

IIF Warns Household Wealth Gains Will Disappear Unless Fed Normalizes Rates Soon"Easy policy has passed the point of diminishing return and keeping it longer would only increase moral hazard and distort financial markets," exclaims the Institute of International Finance, warning that the gap between the value of Americans' holdings of stocks, bonds and other financial assets and the trend growth rate of the economy is still large and not far off the level that prevailed in 2007 before the financial crisis…

Continue Reading On zerohedge.com/ »

New Social Security Rules: What You Need to KnowThe budget bill passed by Congress this week (text here) includes a number of very significant changes to Social Security. (If you’re interested in reading the law itself, Section 831 contains the relevant wording.)
There are two primary categories of changes:

One set of changes to the deemed filing rules (which affect the “restricted application” strategy), and
Another set of changes to the rules regarding voluntary suspension of benefits (which affect the “file and suspend” strategy)…

Continue Reading On obliviousinvestor.com »

RASPBERRY OATMEAL BARS WITH CRUMBLE TOPPING + MORE 9:49 pm Oct 30th

In November 2016, The Lodge at Pico Bonito will be the setting for Honduras Birding for Conservation Tour organized by James Adams, the eco-lodge’s resident birder and sponsored by the Honduras Government and United States Agency for International Development (USAID). Research reveals birders represent 20 percent of the U…

Continue Reading On takingthekids.com »

Enter to Win A Subscription to Speekee Spanish Giveaway Ends 11/13 
Speekee Spanish Giveaway 

Hosted By

Amy & Aron’s Real LIfe Reviews

 

101 Lucky Winners
$700+ in Prizes
Children who have been emerged into a second language at a young age are usually able to grasp it very well. It is important for kids to be diversified and learning a new language could open up a new world of possibilities for them when they are older…

Continue Reading On upliftingfamilies.com »

{Colorful} Egg & Chalk Paint Recipe

– kidsactivitiesblog.com

{Colorful} Egg & Chalk Paint RecipeAs a family that does LOTS of kids activities and crafts, we have LOTS of leftover supplies, remnants of previous projects.  After numerous games of sidewalk twister and our giant outdoor game board, it’s time.  Today we are cleaning out our sidewalk chalk bucket.

Chalk + Egg = Paint – the same type of paint that Michelangelo used to paint the Sistine Chapel – my kids are making masterpieces!
Grab the chalk bits and pieces from your bin…

Continue Reading On kidsactivitiesblog.com »

Ordinary Time

– foryourmarriage.org

This year, when summer transitioned into fall, I found myself thinking a bit about “Ordinary time” – both liturgically and in the life of the family. Liturgically pretty much all of summer and most of the fall are squarely situated in Ordinary time, but I find that these days are anything but “ordinary” in family life…

Continue Reading On foryourmarriage.org »

I’m so glad for the Beans and Rice years — even though they were hard!
I was going through old photos earlier this week and discovered this photo — it’s of my husband and I and our daughter Kathrynne in the early years of our marriage. My husband was in law school, I was trying to help us stay afloat and stay out of debt by making money online, and we were both trying to figure this parenting thing out…

Continue Reading On moneysavingmom.com »

Can We Love Ourselves Too Much?

– http://jimdaly.focusonthefamily.com/

Pinocchio had a big nose.
Of course, that’s because it grew when he told a lie.
But the old tale about a wooden puppet who wanted to become a real boy conveys a message much deeper than just the perils of lying.
It’s a cautionary tale about selfishness.
Pinocchio lied to feed his selfish nature, and selfishness only offers temporary happiness…

Continue Reading On http://jimdaly.focusonthefamily.com/ »

Your Modern Family – Raising our kids, organizing our home & saving money http://yourmodernfamily.com Download your Free eBook, Beat the Boredom in a Week, here!
I wanted to share one of our favorite recipes for oatmeal bars. They are raspberry oatmeal bars and they are so good! What you need to make them: 2 sticks butter, (softened) 2 1/4 cups all-purpose flour 1/2 cup granulated sugar 1/2 cup light brown sugar 1 cup rolled Original Nature Valley Muesli (blueberry would…

Continue Reading On yourmodernfamily »

Wait Until You Read the Sweet Story Behind This Dad-Made WALL-E Costume
The most precious commodity we can give our kids is our time. Louie Ejanda learned this firsthand this month as he prepared his son’s elaborate Halloween costume. The San Francisco-based illustrator was laid off from his job and transitioned into a stay-at-home father. One day, the two watched WALL-E and his son, Charlie, was smitten…

Continue Reading On www.popsugar.com/ »



from Royalty Gateway http://www.royaltygateway.com/raspberry-oatmeal-bars-with-crumble-topping-more-949-pm-oct-30th/
In November 2016, The Lodge at Pico Bonito will be the setting for Honduras Birding for Conservation Tour organized by James Adams, the eco-lodge’s resident birder and sponsored by the Honduras Government and United States Agency for International Development (USAID). Research reveals birders represent 20 percent of the U…

Continue Reading On takingthekids.com »

Enter to Win A Subscription to Speekee Spanish Giveaway Ends 11/13 
Speekee Spanish Giveaway 

Hosted By

Amy & Aron’s Real LIfe Reviews

 

101 Lucky Winners
$700+ in Prizes
Children who have been emerged into a second language at a young age are usually able to grasp it very well. It is important for kids to be diversified and learning a new language could open up a new world of possibilities for them when they are older…

Continue Reading On upliftingfamilies.com »

{Colorful} Egg & Chalk Paint Recipe

– kidsactivitiesblog.com

{Colorful} Egg & Chalk Paint RecipeAs a family that does LOTS of kids activities and crafts, we have LOTS of leftover supplies, remnants of previous projects.  After numerous games of sidewalk twister and our giant outdoor game board, it’s time.  Today we are cleaning out our sidewalk chalk bucket.

Chalk + Egg = Paint – the same type of paint that Michelangelo used to paint the Sistine Chapel – my kids are making masterpieces!
Grab the chalk bits and pieces from your bin…

Continue Reading On kidsactivitiesblog.com »

Ordinary Time

– foryourmarriage.org

This year, when summer transitioned into fall, I found myself thinking a bit about “Ordinary time” – both liturgically and in the life of the family. Liturgically pretty much all of summer and most of the fall are squarely situated in Ordinary time, but I find that these days are anything but “ordinary” in family life…

Continue Reading On foryourmarriage.org »

I’m so glad for the Beans and Rice years — even though they were hard!
I was going through old photos earlier this week and discovered this photo — it’s of my husband and I and our daughter Kathrynne in the early years of our marriage. My husband was in law school, I was trying to help us stay afloat and stay out of debt by making money online, and we were both trying to figure this parenting thing out…

Continue Reading On moneysavingmom.com »

Can We Love Ourselves Too Much?

– http://jimdaly.focusonthefamily.com/

Pinocchio had a big nose.
Of course, that’s because it grew when he told a lie.
But the old tale about a wooden puppet who wanted to become a real boy conveys a message much deeper than just the perils of lying.
It’s a cautionary tale about selfishness.
Pinocchio lied to feed his selfish nature, and selfishness only offers temporary happiness…

Continue Reading On http://jimdaly.focusonthefamily.com/ »

Your Modern Family – Raising our kids, organizing our home & saving money http://yourmodernfamily.com Download your Free eBook, Beat the Boredom in a Week, here!
I wanted to share one of our favorite recipes for oatmeal bars. They are raspberry oatmeal bars and they are so good! What you need to make them: 2 sticks butter, (softened) 2 1/4 cups all-purpose flour 1/2 cup granulated sugar 1/2 cup light brown sugar 1 cup rolled Original Nature Valley Muesli (blueberry would…

Continue Reading On yourmodernfamily »

Wait Until You Read the Sweet Story Behind This Dad-Made WALL-E Costume
The most precious commodity we can give our kids is our time. Louie Ejanda learned this firsthand this month as he prepared his son’s elaborate Halloween costume. The San Francisco-based illustrator was laid off from his job and transitioned into a stay-at-home father. One day, the two watched WALL-E and his son, Charlie, was smitten…

Continue Reading On www.popsugar.com/ »

The Future Looks Bright for Small Business Owners

The Future Looks Bright for Small Business Owners

For U.S. small business owners, things are really looking up. Small business owners’ hiring plans and actual hiring are hitting new highs, and so are their plans to boost employee wages and salaries. Here’s a closer look at what small business owners around the country reported in the Fall 2015 PNC Economic Outlook Survey. What’s behind small business owners’ optimistic views? Largely, it’s due to declining energy prices, as well as lower prices for other essential
See all stories on this topic

Best Deals for Friday 10/30

Steve Madden Women’s Lauuren Boot for $65, Maidenform Boyshort Panties from $3, Proctor Silex 5-Speed Hand Mixer for $13, and more!…
See all stories on this topic



from Royalty Mart http://royaltymart.com/index.php/2015/10/30/the-future-looks-bright-for-small-business-owners/

The Future’s So Bright…

The Future’s So Bright…

For U.S. small business owners, things are really looking up. Small business owners’ hiring plans and actual hiring are hitting new highs, and so are their plans to boost employee wages and salaries. Here’s a closer look at what small business owners around the country reported in the Fall 2015 PNC Economic Outlook Survey. What’s behind small business owners’ optimistic views? Largely, it’s due to declining energy prices, as well as lower prices for other essential
See all stories on this topic

10 Things You Can Do Today to Be Happy

Let’s be honest: when it comes to negative thinking, most of us need to check ourselves before we wreck ourselves. Whether it’s traffic on the freeway or the weight we’ve gained in our arms, we are seasoned vets at focusing our attention on all the things that we wish were somehow better or different. RELATED: 30+ Fierce Halloween Costumes That Empower Women As a life coach and an inspirational speaker, I am constantly being asked for quick-fix tips for inducing happiness and reducing stre
See all stories on this topic

65 Simple But Effective Ways to Promote Your Mobile App

Now that you’ve built your mobile app, it’s time to start marketing it. This is a compilation of the 65 best ways to promote your app to your target audience. This list is in no specific order, so you should pick the ideas that most appeal to you, and that you think will best fit into your existing marketing plan. Start with a handful—or even just one—and test what works for you and what doesn’t: 1. Define your landing page. Make a simple and clear introduction of your app—one
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Here’s Everything You Need to Get Started With Bitcoin

It’s understandable that you haven’t heard about Bitcoin in a while. From an all-time high market value of $1,242 per Bitcoin back in November 29, 2013, the cryptocurrency is now trading at a much more humble value of about $246 per Bitcoin. But Bitcoin is still very much on the rise. The number of Bitcoin transactions per day has increased by 57% since 2013 and the Commodity Futures Trading Commission (CFTC) recently defined cryptocurrencies as commodities, paving the way for more open trading
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from Royalty Mart http://royaltymart.com/index.php/2015/10/30/the-futures-so-bright/

Avoid These 5 Costly Health Insurance Mistakes

Avoid These 5 Costly Health Insurance Mistakes

How little do most consumers think about their health insurance? The 2015 Aflac Workforce Report found that 23% of adults would rather clean their toilets than research their health benefits during their employer’s open enrollment period. This is too bad. Not researching their health insurance choices could cost them. “Too many people get their health insurance from their employers and then never research it again,” says Hector de la Torre, executive director of the Transamerica
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from Royalty Mart http://royaltymart.com/index.php/2015/10/30/avoid-these-5-costly-health-insurance-mistakes/

Online forum taps sports marketing, investment — 20151130


Hupu is looking to diversify its business by transforming into a sports company that focuses on investing and providing a platform for other entities. The company ...

Help Name Our Southern White Rhino | Busch Gardens® Tampa FL


Meet our female southern white rhino calf. You can help name her by voting for your favorite name on the Busch Gardens Facebook page. To vote, visit: ...

Compensation and Marketing Plan 2015


No matter what your current position is in life, you can take control of your financial future by becoming an independent Forever Living Products distributor.

Thursday, October 29, 2015

9 Ways to Better Manage Your Company’s Working Capital and Cash Flow

9 Ways to Better Manage Your Company’s Working Capital and Cash Flow

By Carl Faulds Careful cash management is crucial to every business. In fact, it’s no exaggeration to say that it can make the difference between success and insolvency. This is particularly true for SMEs and startups in the most competitive sectors, where effective financial control is vital to keep businesses afloat. But what exactly is working capital? In simple terms, this is the difference between a business’s short-term assets and short-term liabilities. Put another way, working capi
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from Royalty Mart http://royaltymart.com/index.php/2015/10/30/9-ways-to-better-manage-your-companys-working-capital-and-cash-flow/

4 Ways to Ensure a Long Life for Your New Business

4 Ways to Ensure a Long Life for Your New Business

New small businesses, though largely responsible for employing a hefty amount of the American population, have a reputation for fizzling out about two years after starting up. It’s relatively easy to start and get in the swing of things with all the excitement and hype that goes along with a new venture, but once the dust settles, it’s important for an entrepreneur to take a few precautions in order to succeed for longer than two years. Here are four things to keep in mind to ensure a long
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LinkedIn Dos and Don’ts: 10 Influencers Share Their Best Advice

LinkedIn is by far the best B2B marketing tool on the Internet. If you want to collaborate, connect with, learn from, or advise anyone or anything dealing with business-to-business, LinkedIn is the place to go. Over the years, LinkedIn has become sophisticated for veteran users and somewhat complicated for newbies. As such, I thought I would put together some tips from veterans to help new users get acclimated and take advantage of the site. Here’s what they had to say: Michael Yublosky is a
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Energize Your Business: 4 Mental Exercises for Entrepreneurs

By Eileen Burton Building a business takes a lot of energy–energy to think, energy to strive, and continual energy to make a business name! For this reason, entrepreneurs need to be wide awake and alert, because you know what they say: “The mind is more powerful than the body.” For many, a cup of caffeine or two is a simple fix. For others, force feeding the brain with “wake up” signals is viewed as a poor and ineffective strategy to give the brain a work out and grow its potenti
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Best Money Tips: Cheap Substitutions for Pricey Ingredients

Welcome to Wise Bread’s Best Money Tips Roundup! Today we found cheap substitutions for pricey ingredients, tips for saving money at the farmers market, and Halloween freebies and deals. 10 Cheap Substitutions for Pricey Ingredients — Molasses is a popular fall ingredient, but it can be pricey. For every cup of molasses, you can substitute 1.5 cups of brown sugar. [Cheapism] 7 Insider Tips to Saving Money at the Farmers Market — Ask for overripe produce! Farmers want to get rid of t
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from Royalty Mart http://royaltymart.com/index.php/2015/10/29/4-ways-to-ensure-a-long-life-for-your-new-business/

Likelihoood of Receiving the 2016 Republican Nomination + MORE 9:49 pm Oct 29th

Reuters reports Ex-House Speaker Hastert Pleads Guilty in Hush-Money Case. Former U.S. House Speaker Dennis Hastert pleaded guilty on Wednesday to a federal financial crime in a hush-money case stemming from allegations of sexual misconduct, marking the dramatic downfall of a once powerful politician…

Continue Reading On globaleconomicanalysis.blogspot.com »

If you are committing one of these blunders, you’re likely giving your financial advisor nightmares.

Continue Reading On usnews.com »

Is it just me, or does it seem that hardly a week goes by without another study or article about diversity in the workplace making headlines? I don’t have the answer, but it did make me wonder whether I was suffering from “frequency illusion” or “recency illusion,” also known as the Baader-Meinhof phenomenon…

Continue Reading On cfainstitute.org »

China & Fed Lift-Off Dominate Market Trends - Why?IN THIS ISSUE
1. Is China’s Economy in Trouble? The Answer is Maybe
2. China’s “Fifth Plenum” Gathering in Beijing This Week
3. Fed Lift-off: Not Tomorrow, December Move Still Uncertain
4. Advance 3Q GDP Report Expected to Disappoint on Thursday
5. Is America Still #1 in the World? – Maybe Not, Unfortunately
Overview
Is it just me, or does it seem like the global markets are preoccupied with two things: China’s economy and when the Federal Reserve will raise US interest rates? Sure, there are other things going on, but these two topics seem to be driving the financial markets more than any others this year…

Continue Reading On investorsinsight.com »

Ball Corp Earned $1.10 per Share

– crossingwallstreet.com

Before the opening bell, Ball Corp. (BLL) reported Q3 earnings of $1.10 per share. That topped estimates by 15 cents per share. Revenues, however, fell 6.3% to $2.1 billion.
“Results from operations and global metal packaging volumes were in line with our expectations for the quarter. Foreign currency translation headwinds and project start-up costs both continued, the impact of which totaled 11 cents in the third quarter and 45 cents year-to-date, including net aluminum premium impacts and director retirement costs,” said John A…

Continue Reading On crossingwallstreet.com »

Which are the 11 Most Expensive Acoustic Guitars in the World? Some people collect art, others collect antiques, and others are on the look for unique instruments around. Some of them you can find at our 11 Most Expensive Guitars in the World list. Searching through the Internet for the most…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

The Debate: GOP Candidates Elevated, CNBC EvisceratedAs Bill O'Reilly exclaimed, Let's get this straight. On Wednesday morning a new national poll revealed that 54% of Americans rate the economy as 'poor.' That's after nearly seven years of Barack Obama's big government solutions. Republicans, of course, are especially gloomy about the economy…

Continue Reading On zerohedge.com/ »



from Royalty Gateway http://www.royaltygateway.com/likelihoood-of-receiving-the-2016-republican-nomination-more-949-pm-oct-29th/
Reuters reports Ex-House Speaker Hastert Pleads Guilty in Hush-Money Case. Former U.S. House Speaker Dennis Hastert pleaded guilty on Wednesday to a federal financial crime in a hush-money case stemming from allegations of sexual misconduct, marking the dramatic downfall of a once powerful politician…

Continue Reading On globaleconomicanalysis.blogspot.com »

If you are committing one of these blunders, you’re likely giving your financial advisor nightmares.

Continue Reading On usnews.com »

Is it just me, or does it seem that hardly a week goes by without another study or article about diversity in the workplace making headlines? I don’t have the answer, but it did make me wonder whether I was suffering from “frequency illusion” or “recency illusion,” also known as the Baader-Meinhof phenomenon…

Continue Reading On cfainstitute.org »

China & Fed Lift-Off Dominate Market Trends - Why?IN THIS ISSUE
1. Is China’s Economy in Trouble? The Answer is Maybe
2. China’s “Fifth Plenum” Gathering in Beijing This Week
3. Fed Lift-off: Not Tomorrow, December Move Still Uncertain
4. Advance 3Q GDP Report Expected to Disappoint on Thursday
5. Is America Still #1 in the World? – Maybe Not, Unfortunately
Overview
Is it just me, or does it seem like the global markets are preoccupied with two things: China’s economy and when the Federal Reserve will raise US interest rates? Sure, there are other things going on, but these two topics seem to be driving the financial markets more than any others this year…

Continue Reading On investorsinsight.com »

Ball Corp Earned $1.10 per Share

– crossingwallstreet.com

Before the opening bell, Ball Corp. (BLL) reported Q3 earnings of $1.10 per share. That topped estimates by 15 cents per share. Revenues, however, fell 6.3% to $2.1 billion.
“Results from operations and global metal packaging volumes were in line with our expectations for the quarter. Foreign currency translation headwinds and project start-up costs both continued, the impact of which totaled 11 cents in the third quarter and 45 cents year-to-date, including net aluminum premium impacts and director retirement costs,” said John A…

Continue Reading On crossingwallstreet.com »

Which are the 11 Most Expensive Acoustic Guitars in the World? Some people collect art, others collect antiques, and others are on the look for unique instruments around. Some of them you can find at our 11 Most Expensive Guitars in the World list. Searching through the Internet for the most…

[[ This is a content summary only…

Continue Reading On insidermonkey.com »

The Debate: GOP Candidates Elevated, CNBC EvisceratedAs Bill O'Reilly exclaimed, Let's get this straight. On Wednesday morning a new national poll revealed that 54% of Americans rate the economy as 'poor.' That's after nearly seven years of Barack Obama's big government solutions. Republicans, of course, are especially gloomy about the economy…

Continue Reading On zerohedge.com/ »